Renovation Bonus 2026 Italy: Complete Deduction Guide

Renovation Bonus 2026 Italy: Complete Deduction Guide

Renovation Bonus 2026 Italy: All Incentives, Rates and How to Get Them

📂 Category: Mortgages & Real Estate🔑 Keyword: renovation bonus 2026 italy⏱ Reading time: 14 minutes📅 March 12, 2026✍️ Alberto Gulotta
📅 Last updated: March 12, 2026✍️ Written by: Alberto Gulotta✅ Fact-checked

The renovation bonus 2026 in Italy is confirmed at 50% for primary homes and 36% for second homes, on a €96,000 ceiling. From 2027 rates will drop, making 2026 the last favorable year. This guide covers all active bonuses, eligible works and how to claim.

🎯 Key Takeaways

  • Primary home: 50% deduction up to €96K (max €48K recoverable over 10 years)
  • Second homes: 36% on same ceiling
  • From 2027: drops to 36%/30% — act in 2026
  • Ecobonus: same 50%/36% rates for energy efficiency
  • Furniture Bonus: 50% up to €5,000
  • Superbonus: EXPIRED — 50% alternatives still valid

Renovation bonus 2026: all rates compared

BonusPrimary 2026Other 2026Primary 2027Max spend
Renovation50%36%36% (↓)€96,000
Ecobonus50%36%36% (↓)€96,000
Sismabonus50%36%36% (↓)€96,000
Furniture50%50%TBC€5,000
Superbonus❌ EXPIRED

Eligible works and how to claim

Major maintenance, systems replacement (excluding fossil fuel boilers since 2025), security, accessibility, photovoltaic. Pay via “bonifico parlante” (talking bank transfer). For Ecobonus: ENEA communication within 90 days. Deduction split over 10 annual installments. No more credit transfer or invoice discount.

Maximum savings strategy

Combine Renovation Bonus (50% on works) + Ecobonus (50% on energy efficiency) + Furniture Bonus (50% on furnishings up to €5,000). On a €60K renovation + €5K furniture, recover up to €32,500 over 10 years. 2026 is the last year at 50% — from 2027 it drops to 36%, meaning €13,440 less on €96K of works.

FAQ about home bonuses

How much can you deduct with the renovation bonus 2026?

Primary home: 50% of expenses up to €96,000, max deduction €48,000 over 10 annual installments. Second homes: 36% on same ceiling. From 2027 rates drop to 36%/30%.

What works qualify for the renovation bonus 2026?

Major maintenance (bathrooms, kitchens, floors), systems (electrical, plumbing, heating), windows, security (alarms, armored doors), accessibility improvements, photovoltaic. Ordinary maintenance only for common condo areas.

Does the Superbonus still exist in 2026?

No, Superbonus has expired. Alternatives: Renovation Bonus at 50%, Ecobonus at 50% for primary home, Sismabonus for seismic zones 1-2-3.

How does the Furniture Bonus 2026 work?

50% deduction on new furniture and high-efficiency appliances, up to €5,000. Requirement: renovation works started from Jan 1, 2025.

Should you renovate in 2026 or wait?

2026 is better: 50%/36% rates are confirmed. From 2027 they drop to 36%/30%. Renovating in 2026 saves 14% more in deductions vs waiting until 2027.

Conclusion

The renovation bonus 2026 confirms 50% for primary homes (36% second homes) on €96,000 max. From 2027 rates drop. Superbonus expired but Ecobonus + Sismabonus + Furniture Bonus remain. Golden rule: pay via talking bank transfer, keep all receipts, communicate to ENEA for Ecobonus. On €60K works, recover up to €30K over 10 years.

⚖️ Disclaimer: Educational purposes only. Tax regulations may change. Always consult your accountant or CAF for your specific situation.
Alberto Gulotta
Alberto Gulotta

Founder of Vextor Capital. Focus on building bonuses, tax deductions and home savings strategies. Full profile →

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