Press & media kit

What Vextor Capital is

Vextor Capital is an independent financial-education publisher. It produces explanatory guides, daily market data and free calculators in five languages, aimed at people making their own decisions about money rather than at professional investors.

It is not a broker, a fund, an adviser or a data vendor. It is not registered with the SEC, FINRA, CFTC or FCA, and it is not authorised as an investment firm under MiFID II. It does not manage money, execute orders, forecast prices or rate securities. The organising rule is that no figure is published unless it can be traced to a primary source that a reader can open — and where that is impossible, the figure is left out rather than estimated.

That paragraph is written to be quoted. If you need a shorter one: "Vextor Capital is an independent financial-education publisher producing guides, market data and free calculators in five languages."

Key facts, counted on 3 August 2026

These change as pages are published. The number in a press kit is a snapshot, so it carries the date it was taken — if you are citing a count months from now, write and we will give you the current one rather than let you quote a stale figure.

How to cite us correctly

Our writing.Attribute to "Vextor Capital" and link to the specific page rather than the home page. No permission needed, no fee. Screenshots of the calculators and charts may be reproduced in editorial coverage.

Our numbers — and this is the part most press kits get wrong. Market figures on this site are not ours. They come from CoinGecko, Financial Modeling Prep, Alpha Vantage, Polygon.io, FRED at the Federal Reserve Bank of St. Louis, the LBMA benchmark and ExchangeRate-API, and every page names the provider next to the figure. If you are quoting the number, cite the provider. If you are quoting what we concluded from it, cite us. Attributing a CoinGecko price to Vextor Capital puts a layer of indirection between your reader and the source, which is the opposite of what a citation is for.

Timing. Prices here refresh once a day and carry the timestamp the provider reports. Nothing on this site is real-time. If your story needs an intraday figure, take it from the exchange.

What we will and will not comment on

Yes:how a mechanism works — a rate decision reaching equity valuations, what an inverted yield curve has historically preceded, how a particular tax treatment applies, why a fund's domicile changes an investor's withholding. How we sourced a specific figure. What our editorial process is, and where it has failed.

No:price forecasts, targets, ratings on individual securities, a view on whether an asset is cheap or expensive, or comment on a company's prospects. Not from caution — we are not licensed to give investment advice, and a publisher that hands journalists a market call is doing something different from explaining finance.

Everything is on the record. We do not offer anonymous background, and we will not give a quote we would be unwilling to see printed beside the figures it rests on.

The calculators

Twelve, all free, none requiring an account. Each shows the source and year of the parameters it applies, so a reader — or a fact-checker — can verify the arithmetic rather than trust it. Ten can be embedded; the two marked below cannot, because they depend on inputs that do not survive an iframe cleanly.

• FIRE CalculatorFive FIRE variants — Lean, Regular, Fat, Barista, Coast — built on the 4% withdrawal rule
• Mortgage CalculatorMonthly payment, amortisation schedule and total interest for fixed and variable rates
• Compound Interest CalculatorFuture value with regular contributions, variable compounding and an inflation adjustment
• Credit Card Payoff CalculatorAvalanche against snowball, with payoff timeline and interest saved
• Emergency Fund CalculatorTarget fund based on expenses, dependants and income stability
• Inflation CalculatorPurchasing power over time, using published CPI series
• Investment Fee CalculatorWhat expense ratios and advisory fees cost over decades
• Net Worth CalculatorLiquid assets, investments, property and every liability
• Rule of 72 CalculatorDoubling time at a given rate of return
• Social Security Break-EvenEstimated benefit at different claiming ages, with the break-even age
• Paycheck Calculator— not embeddableTake-home pay, federal and all fifty states
• Currency Converter— not embeddableReference exchange rates, with the fixing date shown

Embedding a calculator

Any of the ten embeddable tools drops into a page with an iframe. No API key, no login, no charge for editorial or educational use. Every embed carries a "Powered by Vextor Capital" attribution link back to the full tool.

<iframe
  src="https://vextorcapital.com/embed/fire-calculator"
  width="100%"
  height="600"
  frameborder="0"
  title="FIRE Calculator — Vextor Capital"
  loading="lazy">
</iframe>

Replace fire-calculator with any of the embeddable slugs: fire-calculator, mortgage-calculator, compound-calculator, debt-payoff-calculator, emergency-fund-calculator, inflation-calculator, investment-fee-calculator, net-worth-calculator, rule-of-72, social-security-calculator.

The embed pages are deliberately kept out of search results — they are components for your page, not destinations of their own, and letting them compete in search would put a bare calculator in front of readers who wanted the full explanation.

Editorial standards

We describe our own standard rather than borrowing anyone else's name for it, because a claim to follow another organisation's house style is not something a reader can verify. What we do is written down and checkable:

• Every figure traces to a primary source — the regulator, the central bank, the statistical office, the fund's own document — and the link is on the page.
• Where a figure cannot be traced, it is not published. That rule costs us tidy tables and it is why the remaining ones can be relied on.
• Every page is signed by its author and carries the date it was last reviewed, so its age can be judged rather than guessed.
• Corrections are published, not made silently, with the previous wording next to the new one.
• Commercial relationships are disclosed individually and named. At the review date there are two affiliate links on the entire site, both identified on the disclosure page.

The full versions are in the editorial policy, methodology and affiliate disclosure. The corrections page is the fastest way to judge whether any of it is real: it lists what we have got wrong.

Where the data comes from, and what each source is good for

A journalist deciding whether a figure is quotable needs to know its provenance, so here is the whole chain rather than a logo wall.

• CoinGeckoCryptocurrency prices, market capitalisations and the global aggregateAn aggregator across exchanges, so a price is a composite rather than a single venue's last trade. Good for market-wide figures; use an exchange if you need where a specific trade happened.
• Financial Modeling PrepEquity and ETF quotes, company fundamentalsOur primary source for stocks. Free-tier data is delayed and should never be described as live.
• Alpha VantageEquity quotes, when the primary source is unavailableA fallback, not a first choice. It appears in a figure only when Financial Modeling Prep did not answer.
• Polygon.ioDaily market snapshots for US equitiesEnd-of-day rather than intraday, which is why nothing here is presented as a live tape.
• FRED — Federal Reserve Bank of St. LouisMacroeconomic and interest-rate seriesThe series identifier is shown on the page, so the full history can be opened at the Fed rather than taken from our chart.
• LBMAGold and silver benchmark pricesThe benchmark physically settled twice daily in London — the price a contract actually references, not a spot feed.
• ExchangeRate-APIReference foreign exchange ratesMid-market reference rates. They are not dealable prices and will not match what a bank quotes a retail customer.

Market news on the site comes from primary releases — Federal Reserve statements and minutes, European Central Bank decisions, SEC filings and CFTC reports — each linked to the document it summarises. We do not republish wire copy, which means there is nothing on this site that a newsroom could not have sourced itself, and nothing whose original we have not linked.

What we have got wrong, and why the list is public

Most press kits describe a publisher at its best. The more useful document for a journalist assessing whether to cite us is the one describing it at its worst, and that is the corrections page.

It records what was published, what was wrong with it, what it says now, and when it changed. Recent entries include a fund charge that had been cut and was still quoted at the old level, figures attributed to the wrong statistical body, and pages whose stated review date had drifted away from the date the content actually last changed. None of those is flattering, and all of them are the sort of error that survives indefinitely on a site with no mechanism for admitting them.

We publish it because a corrections record is the only claim about accuracy that cannot be made cheaply. Any site can say it checks its facts. A site with a public corrections log has accepted a cost for being wrong — and if you are deciding whether a source is worth citing, that page tells you more than this one does.

How the site is organised, for research

If you are looking for something specific rather than browsing, the structure is predictable. Guides live under /learn grouped into seven topics — ETF investing, retirement planning, personal finance, stocks, macroeconomics, cryptocurrency and forex. Each guide opens with what it covers and closes with its sources.

Price pages sit under /crypto, /stocks and /markets, calculators under /tools, and the trust documents — editorial policy, methodology, corrections, disclosures — are linked from the footer of every page. Localised versions carry a language prefix: the Italian guide library is at /it/learn, the German at /de/learn, and so on.

One thing worth knowing if you are comparing the language versions: they are not translations of each other. Each is written for its own market, naming its own regulator and tax treatment, so the German retirement guide and the American one cover genuinely different ground rather than the same text in two languages.

Name, look and what not to do

Please do not describe Vextor Capital as a broker, a platform for trading, an advisory firm, or a source of investment recommendations. It is none of those, the distinction is a regulatory one rather than a stylistic one, and getting it wrong in print creates a problem for both of us.

Two other descriptions we would ask you to avoid, because they were once used here and were not accurate. The site is not a "real-time" or "live" market data service: prices refresh once a day and every figure carries the timestamp its provider reported. And it is not an "institutional-grade" platform — that phrase means licensed feeds, sub-second latency and contractual redistribution rights, none of which apply here. A publisher that borrows the vocabulary of a data vendor is describing something it is not.

Questions worth asking us that most people do not

If you are writing about financial publishers rather than about markets, these are the questions that separate the field, and we would rather answer them than the usual ones.

How much of the site is generated rather than written? A fair question in 2026, and one most publishers deflect. Ask it, and ask what the editorial review consists of before a page goes live. A publisher who cannot describe their process concretely probably does not have one.

What happens when a figure cannot be sourced? The answer separates two kinds of site. One estimates and publishes. The other leaves the gap and says why. On this site the figure is left out, which is visible on pages where a table has an empty cell and a note explaining it rather than a plausible-looking number.

What proportion of outbound links are monetised? On this site, two links out of several thousand. The answer for most comparison-driven finance sites is very different, and it is a number any publisher could give you in a minute if they wanted to.

Who is accountable, by name? Not a company, a person. On this site it is Alberto Gulotta, whose name and review date appear on every page he is responsible for, and whose author page sets out what he does and does not claim expertise in.

Contact and response times

Press enquiries: vextorcapital@vextorcapital.com. Include your outlet, your deadline, and whether you need attributable comment or background. We aim to reply within two business days — the same target as every other route into the site, and the contact page lists the others.

If you are writing about something you believe we published wrongly, put that in the subject line. Reported errors are handled ahead of everything else, and we would rather correct a page before your piece runs than after.